FAQs

We’re here to help, starting with answering your questions

Our Mortgage Brokers understand that questions are an important part of the mortgage process. Below, you’ll find some answers to our most frequent client queries.

Frequently Asked Questions

The types of mortgage available to you will depend on your circumstances and needs. We take the time to get to know you so we can find the best mortgage products for you. You might be in need of a mortgage to secure a property, in which case we can review fixed-rate or variable-rate options. If you are looking to build or renovate, a construction mortgage could be the right choice for you. We also work with those looking for reverse mortgages, mortgage renewals, and refinancing mortgages.

To qualify for a mortgage, most lenders require that you can show them you are financially capable of paying back the loan. They will look at factors such as your income, credit score, and down payment percentage when determining how much they will lend you. Working with a mortgage broker means we can connect you with various lenders who will have different requirements regarding their lending policies.

A mortgage is a type of loan that is used to finance the purchase of a property, such as a house or a piece of land. It is typically offered by banks or other financial institutions. When you take out a mortgage, you borrow a certain amount of money from the lender to pay for the property. The loan amount is typically determined by the appraised value of the property and is repaid over an extended period, which can span anywhere from 15 to 30 years.

Selecting a mortgage lender entails evaluating numerous factors, such as interest rates, fees and charges, and loan terms. When you choose to work with Jason Anbara, we’ll take all of these factors into account for your when negotiating with our lenders. Our approach ensures that you receive the best possible terms without the need for additional meetings or undue stress. We have your best interest in mind when choosing lenders that may work for your situation.

How it Works

When applying for a mortgage, Jason Anbara is in your corner to guide you through the process.

01
Application

The application process starts with obtaining your basic information, and we ensure we have all the necessary details before moving to the next steps.

02
Shop Rates

We analyze interest rates from over 67 lenders, enabling us to easily find the most optimal options available and present them to you.

03
Discuss Options

Each lender will have specific terms and conditions, and we’re here to explain them in terms you understand before proceeding with your application.

04
Obtain Approval

We’ll provide updates on the timeline of your mortgage as we await approval, keeping you informed every step of the way.

05
Close Mortgage

Soon enough, you’ll be ready to put in an offer and get the keys! Before you sign the contract, we will ensure you’re aware of all the details moving forward.

Helpful Tools

Ready to start looking for your dream home? Check out our available tools to help you determine the next steps in the process. We’re happy to connect with you to discuss your options and how Jason Anbara can help you!

Mortgage Calculator

Get an accurate estimate of your monthly payments with our expert tools!

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Online Application

Include as many relevant details as you prefer to give us an accurate picture of the products available.

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Mortgage Rates

Compare fixed and variable rates to determine which might work best for you.

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Questions? We’ve Got the Answers.

Answering the questions that matter to you is an important part of our process. Get in touch with us today!