Investment Property

Contact us today to learn about our investment property mortgage options and how we can help you finance your real estate investment.

Investment Property 
Mortgage Options

If you’re considering an investment property mortgage, there are a few options available to you. We will work with you to understand your unique situation and find a solution that takes all your needs into consideration.

Conventional Mortgage

This is the most common type of mortgage and is offered by most lenders. It usually requires a down payment of at least 20%, and the interest rate may vary depending on your credit score and other factors.

High Ratio Mortgage

If you don't have a large down payment, you may be able to qualify for a high ratio mortgage. This type of mortgage allows you to put down less than 20% of the purchase price, but you'll have to pay for mortgage default insurance.

Rental Property Mortgage

If you're buying a property to rent out, you may be able to qualify for a rental property mortgage. This type of mortgage is designed for investment properties and may require a higher down payment and a higher interest rate.

Investment Property Mortgage Rates

Investment property mortgage rates can vary depending on several factors, including the lender, the type of mortgage, your credit score, and the location and type of property you’re buying. In general, a conventional mortgage has an interest rate of around 2.5% to 4%. In a high ratio mortgage, you can expect to pay a slightly higher interest rate, usually between 2.8% to 4.5%. For a rental property mortgage, the rate ranges from 3% to 5%, depending on the lender and the type of property you’re buying.

Investment Mortgage Application Process

Getting pre-approval is a valuable first step in your home purchase process. Once you’ve found a home you love, you’ll be that much closer to getting the keys.


Before you start looking for properties, you may want to get pre-approved for a mortgage. We can assist in putting together an application to lenders and providing relevant information.

Shop Rates

We connect with our network of lenders to find you the best options and rates based on your investment mortgage needs.

Discuss Options

After finding some viable options, we’ll sit down with you and go over the terms and conditions. This comprehensive review will equip you with all the necessary information available to make the best decision.

Obtain Approval

Whether you’ve found a property or are looking to secure a mortgage first, we’ll ensure your formal application has everything it needs to get approval. Additionally, the lender may require a property appraisal which is often a necessary step.

Close Mortgage

Once your application has been approved, we’ll walk you through the signing of all paperwork before you take ownership of the property.

Frequently Asked Questions

If you have questions or concerns about investment property mortgages, we are here to help.

Buying an investment property is rapidly becoming a preferred investment for current homeowners. As real estate values generally appreciate over time, it is considered a secure option to invest in. Jason Anbara is committed to facilitating a lucrative investment experience for you by ensuring a coherent application process and addressing any inquiries that may arise along the way!

Apply Now and 

Get Approved Today

Are you interested in securing an investment property mortgage to expand your assets or increase your income? Connect with us, and we can discuss the options available to you.